Thursday, January 20, 2011

"Use Your Fire Sword"

I pay some attention to my horoscope though I don't put a lot of stock in it. Regardless of what some guy on the news somewhere has decided I still consider myself a SCORPIO. (I also still consider Pluto a planet no matter how they define planets these days.) So, I chuckled when I read mine today in the local paper. The advice ended with the line "Use Your Fire Sword."

I did.

I also threw at least a dozen document wizards and at least as many fact boulders.

By mail today, I filed my written notice to the court regarding the suit brought by the debt collection agency, ALLEN ADKINS &ASSOCIATES and the gigantic CITIBANK. I mentioned the other day I am quite the pack rat with paperwork and it came in very handy for this suit. As required and directed, my mailed response went to the court and ALL parties at their physical and mailing addresses.  I used their own letters against them to totally refute their written allegations to the court and detailed in great detail the actual facts of the case.

It is going to be interesting to see them explain to the court why they told me in writing one thing and why they told the court a completely different story in writing. The really sad thing about all this was that if CITIBANK had just worked with me as I attempted to work with them and did so in writing no less, all of their malicious and punitive actions including turning the account over to a debt collector d/b/a ALLEN ADKINS & ASSOCIATES, P.C. could have been avoided.

Whether or not the Judge will see the evidence and written documentation I have provided in great detail to the court as I do remains to be seen. Time will tell though I am very hopeful based on the detailed evidence.

I thank the various people who have privately offered advice and various supports. Much, much appreciated.


Terry W. Ervin II said...

A writer, a reviewer who pays attention to detail, both of which generally require a stong memory. Add to that the pack rat saving of papers. Seems like equalling some trouble for Citibank, etc.

I keep all bills and such correspondence for student loan papers, credit card payments and utilties, etc. Came in handy twice when I was able to produce the paperwork, saving me hastle and money.

All I can say is, Good for you, Kevin!

Patricia Harrington said...


You are known among your colleagues as a person of integrity with your reviews and writing. I believe you have many, including me, in your corner. We're sending good wishes and prayers to you relative to your current battles with health and finances.

Will ask if you belong to MWA? I know they have a program to provide some support to members.

Please continue with your work!

Pat H.

Kevin R. Tipple said...

Thank you, Pat. I am trying.

No, I am not a member of MWA. I have always desperately wanted to join but could not afford it. My take home from my job as a teacher's aide in an autistic classroom that had non-verbal and very violent kids, was about 50 dollars more than our rent was/is every month. Throw in gas to get to work and my check was gone every single month just like that.

So, going out on leave back in late March and then being on unpaid leave since May before getting fired in October because they would not even let me try to come back, just killed us money wise. Sandi still can't get full-time status at the local Wal-Mart even though they love her because "nobody gets full-time anymore." After the post holdiday cutback in hours which triggered massive quitting, they have told her they might get her back to 34 hours a week next month.

So, we wait on a phone interview for food stamps. the COBRA check was mailed thanks to the generousity of folks and because there was a little extra we paid some of the past due utilities and put gas in her car so she could go to work. Looks like we will just make the rent.

And so it goes....

Kevin R. Tipple said...

I don't know what happened, Terry but my reply on here to you from the other day seems to have vanished. So, all I can say is thank you again and one hopes you are right!